What Is Covered?
It protects you against any loss or damage caused to your vehicle and its insured accessories as a consequence of natural or man-made calamities. Motor insurance provides coverage for commercial and private vehicles both, along with offering cover up to SR 10 million for third party liability.
1. Motor comprehensive insurance
Comprehensive coverage protects you against damages that are not incurred through collision, such as:
  • Theft
  • Vandalism
  • Fire
  • Falling objects
  • Natural disasters
  • A civil disturbance
2. Third party liability insurance:
This policy indemnifies you against all sums you become legally liable to pay as compensation for:
  • Damage to material or property, exclusive to those owned by the insured at the time of the accident
  • Bodily injury or death of any passenger in the vehicle except the insured or the driver

Required documents for MTPL coverage
1. Filing motor proposal form signed by the client
2. Copy of car registration (Istemarah)
3. Copy of ID (national/Iqama)
4. Driver license
5. Policy installment (payment)

Required documents for comprehensive coverage
1. Copy of ID (national/Iqama)
2. Driver license
3. Policy installment (Payment)
4. Filing the entire fields in proposal form then sign it
5. 4 pictures of the car to show all sides (front, rear, left and right) along with the chassis number

Motor claims
  • 1• Complete and sign the insurance company's claim form in full.
  • 2• A copy of the vehicle registration card.
  • 3• A copy of the driver's license at the time of the accident.
  • 4• A copy of the ID / Iqama card.
  • 5• A copy of the vehicle insurance certificate.
• If through Moroor
6• The original (traffic) report.
7• Original repair estimates (estimation company or original repair estimates (3) estimates + pricing of spare parts) in case the third party is responsible for the accident.
• If through NAJM
6• The original report of Najm.
7• The original repair estimates (Taqdeer company) in case the third party is responsible for the accident.