• Motor insurance for individuals




What Is Covered?
It protects you against any loss or damage caused to your vehicle and its insured accessories as a consequence of natural or man-made calamities. Motor insurance provides coverage for commercial and private vehicles both, along with offering cover up to SR 10 million for third party liability.
1. Motor comprehensive insurance
Comprehensive coverage protects you against damages that are not incurred through collision, such as:
  • Theft
  • Vandalism
  • Fire
  • Falling objects
  • Natural disasters
  • A civil disturbance
2. Third party liability insurance:
This policy indemnifies you against all sums you become legally liable to pay as compensation for:
  • Damage to material or property, exclusive to those owned by the insured at the time of the accident
  • Bodily injury or death of any passenger in the vehicle except the insured or the driver


Required documents for MTPL coverage
1. Filing motor proposal form signed by the client
2. Copy of car registration (Istemarah)
3. Copy of ID (national/Iqama)
4. Driver license
5. Policy installment (payment)


Required documents for comprehensive coverage
1. Copy of ID (national/Iqama)
2. Driver license
3. Policy installment (Payment)
4. Filing the entire fields in proposal form then sign it
5. 4 pictures of the car to show all sides (front, rear, left and right) along with the chassis number


Motor claims
• If through Moroor
  1. Detailed
  2. Sketch of the accident
  3. Estimated repair cost
  4. Copy of Insurance certificate
  5. Copy of car registration (Istemarah)
  6. Copy of Driver License
  7. Filing claim proposal form
• If through NAJM
  Accident number issued by Najm or reviewing notice to insurance company